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Customize Service

Client-centered, fee-only planners, like HniStock Strategic, are compensated for their knowledge and services, much like an attorney or a physician.

We do not receive commissions from the sale of products such as insurance or investments. Both our financial planning and investment management services are offered on a fee basis, unlike commission-based advisers who receive compensation through transactions.

Our fee model allows you to choose the amount of service and financial advice you require. In essence, it is a user pay approach — we do not assume that the more money you have, the more financial advice you need.

Fee-only advisers have fewer inherent conflicts of interest, and their fee structures might be hourly, include an annual retainer, or be based on a percentage of your investment assets.

How We Are Paid

We feel that it is critical for our clients to understand what they are paying for and how they are paying for it. Our goal is to be as transparent as possible when discussing compensation for our advice, so that we can freely research, recommend and implement strategies without partiality or restrictions.

Your fees will be based on your decision for us to proceed with the following:

  1. Creating your financial plan
  2. Implementing your plan
  3. Providing you with ongoing service

At each stage of the process, all fees will be clearly outlined and agreed with you before we proceed.

The fee charged depends on:

  • The investment needed to complete the service,
  • The degree of complexity and level of expertise required to complete the services,
  • Any risks associated with providing the service.

We split our investment advice and associated portfolio management from financial advice. This allows us to target fees according to your particular and unique needs: investment and/or financial advice.

Portfolio Management Services

Premium investment vehicle with range of investment options

We have FGWCS discretionary Portfolio Management Service, which offers professional management of your investments with an aim to deliver consistent returns. It relieves you from all monitoring hassles with benefits like regular reviews, strong risk management flexibility and makes it an ideal investment avenue for high net worth investors.

Key Benefits
  • Strong and Active risk management
  • Diversification of portfolio for adequately spreading equity related risks.
  • Active and regular monthly review and portfolio re-balancing
  • Experienced and Professional fund management team
  • Flexibility to switch from one strategy to other
  • Additional purchase facility & Partial Withdrawal facility

PMS Pricing Plans

Self-Managed Portfolio Management Services continue to be the largest and fastest growing sector in the industry.

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One of the most obvious cost savings is because fees are typically less than commissions.

Financial Advice Fee

Our initial half-hour discovery meeting is complimentary. After that, it will depend on your unique circumstances and needs. Our typical fee ranges from:

Initial Planning Fee Monthly Retainer Fee
Rs 50000 - Rs 300000 Rs 50000 - Rs 150000

This includes 2-3 meetings up-front, ongoing review, annual comprehensive review, and anytime access for questions as they arise.

The cost of the planning will depend on its scope:

  • Financial Advice/Analysis (minimum charge) Rs 50000
  • Retirement Planning "Mini-Strategies" Rs 75000-150000
  • Comprehensive Financial Plan Rs 175000- 250000
  • Hourly rate for advance planning or consulting Rs 2360 (incl. GST)

With assets under management of Rs 15,00,000 or more, financial planning services are included in the investment management fee.

Fee-only advisers have fewer inherent conflicts of interest, and their fee structures might be hourly, include an annual retainer, or be based on a percentage of your investment assets.

Investment Advice Fee

For our portfolio advisory and management services, there are no implementation, set-up or upfront fees and there are no exit fees. We charge a single ongoing fee for the monitoring, management and administration of your investment portfolio, per the following table.

Assets Under Management Management Fee
Rs 0 - Rs 50,00,000 15 %
Rs 50,00,000 - Rs 1,00,00,000 12.5 %
Rs 1,00,00,000 - Rs 2,00,00,000 10 %
Rs 2,00,00,000 - Rs 5,00,00,000 7.5 %
Rs 5,00,00,000 - Rs 10,00,00,000 5 %
Rs 10,00,00,000 or more 3.5 %

SMSF Pricing Plans

Self-Managed Superannuation Funds continue to be the largest and fastest growing sector in the superannuation industry.

All plans cover the basics

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